Well, I’m obviously not surprised that President Obama and the “wise beyond their years” Democratic Party is attempting to regulate / run/ “compete” in healthcare. and make no mistake about it – they intend to win. Here’s just a short snippet of what I think. I have already addressed this topic, but I feel that it needs to be visited again – and again, and again, and again… until we get the point.
What they are attempting to do is to create a “public option” for people who don’t have health insurance. now, as I have said before, healthcare and health insurance are two different things. Healthcare is what you receive when you are sick or what you do to ensure you don’t get sick. Heath insurance is the way to pay for that care.
When Democrats say they want to reform healthcare, they are only halfway honest. They want to “change” healthcare and health insurance – and while they promise that if you like what you have, then you’re on their side, because all that will happen is that your premiums will go down. Once again, if you believe that, I have some oceanfront property in Kansas that I would love for you to put an offer on.
The “public option” is going to be a taxpayer-funded, government-worker run system to pay for your healthcare. Now, here’s the KEY POINT. President Obama would like you to know, especially for you moderately conservative voters who like to hear certain buzzwords, that this public option will create “competition”, and in theory, they are right. More participants in an industry creates more competition, which would lower the cost of the goods or service provided. But here is what is conspicuously missing from this argument. The fact that the Democrats have not been talking this “competition” point up means only one thing – if they did talk it up, they would not be able to back it up, because they know how the discussion would end… Here it is…
The government entering into an industry with private enterprises to create “competition” is no competition at all. Here’s why… The government is, by default, an unlimited competitor, both in reality in theory. When the government decides to “compete” in the free market, they will compete for a little while, but then it will begin doing something very dangerous. Government will begin to drive out it’s “competition” by lowering it’s price so low, even if it means losing money for a short period of time. Thus, when it lowers it’s price enough, people who were in the private sector insurance plan will see the government plan as more attractive, and will switch. This will either make the private plans lower their premiums more to compete or force them out of business. If they lower their premiums, they will not be able to provide the same level of benefots once enjoyed by their customers – THE QULAITY OF THEIR CARE WILL GO DOWN. And of course, if they can’t provide that level of care people were accustomed to, they will lose customers and eventually go out of business.
Thus my theory of Government as the “Unfair Competitor.” (I’m sure someone has already trademarked this phrase, but this is an important point to make) Governmnet cannot be a fair competitor in any free market system. It’s resources are unlimited. If you don’t believe that, simply look at what has happened in the last five months (almost to the day) since President Obama and a Democrat-controlled House and Senate have enjoyed free reign to spend money. He claims that he will institute PAYGO (pay as you go), essentially a balanced budget, but when will that take place? After they have passed legislation that could create THE LARGEST SINGLE TRANSFER OF POWER in our nation’s history? Nah, thay’ll keep on spending, because they made a promise to deliver this new healthcare plan (at least they are doing the right thing and keeping their promises).
This country cannot afford this healthcare strategy, and that is a key point. It’s not like we just an’t afford this particular plan or that particular plan, but we can’t afford this strategy of the governmnet being involved in healthcare. And once again, if you would then argue, “Well Michael, we’ve had Medicare, Medicaid, TennCare (here in TN), SCHIP, etc. for years. What about that?” Well, what about that? You think those programs are successful? Sure they have provided care, but if that is the sole determining factor as to why you think those ideas work – simply that they have provided care – then you could argue that the private plans are just fine the way they are, because they have provided care, too – no change is needed.
And yes, I will restate my ideas to reform the system we have now. I don’t quite have the time right now, but I will do it very soon. In order for the Democrat’s plan not to be enacted, another plan must provide a better way – and there is one out here. But adding an “unfair Competitor” to the mix is no competition. Government cannot compete fairly because of unlimited resources.
